The Program of All-Inclusive Care (PACE)
By Brittany Kearney, MBA, MA, CDP
As we age, our healthcare needs change, and it can become more challenging to manage our medical care effectively. At PACE of the Southern Piedmont, we understand the struggles that seniors go through when it comes to creating a health care plan that you love. The Program of All-Inclusive Care (PACE) is a unique healthcare program designed to meet the needs of seniors, and it offers a wide range of services to help seniors stay healthy and independent. However, some seniors may be concerned about the cost associated with PACE. In this article, we’ll explore the cost of PACE and why it’s an excellent option for seniors looking to manage their healthcare needs.
First, let’s discuss what PACE is and what it covers. PACE is a comprehensive healthcare program that provides seniors with all the services needed to continue living in the home and community you love. These services include but are not limited to, primary medical care, medication, transportation, social activities, rehabilitation therapy, caregiver support, meals, home care and more. Living independently is important to many older adults, and caregivers work hard to make that possible for their loved ones. Being independent usually includes living at the home you love, in your community, among familiar surroundings, but sometimes you need assistance with your healthcare. This is where PACE of the Southern Piedmont comes in.
The cost of PACE varies depending on a few factors, including your income level, and the level of care you need. PACE is available to seniors who are 55 years or older, live in the PACE service area (Mecklenburg, Cabarrus, Union, and Stanly Counties), and require a nursing home level of care but want to remain living in the community and can do so safely. The program is covered by Medicare and Medicaid and can be provided at no cost to those who meet income and asset requirements. For those who don’t meet these requirements, PACE is available for a monthly fee, which varies depending on the individual.
One of the significant financial benefits of PACE is that it is a comprehensive program that covers all the participant’s healthcare needs. This means that there are no out-of-pocket costs for medical care, including doctor visits, hospitalizations, and prescription drugs. PACE also covers social services, such as counseling, rehabilitation, and support groups. Additionally, door-to-door transportation is provided to and from medical appointments. These services can be incredibly valuable to seniors who may struggle with mobility or have limited access to transportation.
PACE is designed to help seniors live independently in their own homes and communities for as long as possible. This can be a significant cost savings compared to living in a nursing home or other long-term care facility. By providing all the services in one place, PACE can help seniors maintain their independence and quality of life while keeping costs down.
It’s also essential to note that PACE is a person-centered program that focuses on the individual needs of each participant. This means that the level of care and services provided by PACE will vary depending on the participant’s needs. PACE staff will work with each participant and their family members to develop a customized care plan that meets their unique needs.
If you’re interested in learning more about PACE and whether it’s a good option for you or a loved one, we encourage you to reach out to our Benefits Counselor at 704-887-3840 to get more information about the program, its costs, and the services.
For more information: https://www.medicare.gov/health-drug-plans/health-plans/your-coverage-options/other-medicare-health-plans/PACE
